Treasury Analyst

О TIDE

At Tide, we help SMEs save time and money in the running of their businesses by not only offering business accounts and related banking services, but also a comprehensive set of highly usable and connected administrative solutions, from invoicing to accounting.

Tide is transforming the small business banking market and now supports over 2 million members globally across the UK, India, Germany and France.

Using advanced technology, all solutions are designed with SMEs in mind. With quick onboarding, low fees and innovative features, we thrive on making data driven decisions to serve our mission: to help SMEs save time and money so they can get back to doing what they love.

Tide facts

• Tide is available for UK, Indian, German and French SMEs
• Over 2 million members: 900,000 UK and 1,100,000 in India and growing rapidly
• Over $300 million raised in funding
• Over 2,800 Tideans globally
• Recognised with Great Place to Work certification three years in a row, and among India’s Top 50 Best Workplaces in Banking, Financial Services, and Insurance in 2026
• We have offices in Central London, with a member support and technology centre in Sofia, Bulgaria, technology centres in Serbia, Romania, Lithuania and Hyderabad and offices in Gurugram, New Delhi, Berlin, Paris and Luxembourg

О команде

The Treasury team acts as 1st LoD and is at the forefront of driving financial excellence and supporting strategic growth. The Treasury team mission is to optimize the company's financial resources and investment, manage financial risks, ensure robust liquidity and effective cash management and comprehensive treasury operations.

Moreover the team collaborates closely with the product and business team to align financial strategies with business objectives. By contributing to impactful financial decisions, the Treasury team aims to enable sustainable success and growth.

О роли

As the Treasury Analyst - Liquidity, Forecasting & Risk, you will play a crucial role in the team to maintain our financial health, ensure efficient liquidity and capital utilization, funding requirements and drive our growth. Your responsibilities will include:

Cash Monitoring & Liquidity and Capital Forecasting

• Manage and monitor daily global cash positioning, weekly forecasting, and quarterly liquidity and capital forecasting, as well as balance sheet forecasting (lending) across multiple entities, currencies, and business lines.
• Develop and maintain cash flow models that support product expansion and business planning.
• Continuous improvement of financial models within Treasury, particular cash flow forecasting and product funding models.

Stress testing and scenario analysis

• Develop and apply stress testing to the forecasting models including scenario analysis.
• Provide support to Treasury Liquidity, Forecasting & Risk team on funding requirement modelling.

Debt Financing, Performance Analytics & Decision(s) Support

• Contribute and support the development of Treasury MI pack (quarterly/monthly).
• Support the Treasury S&P team, Treasurer and the CFO with the analysis and the execution of debt financing strategies to fund growth and strategic initiatives.
• Support the management for intra-group funding arrangements including pricing, documentation, and tracking.

Risk Management

• Build and support the FX and Interest Rate Hedging implementation, including the recommendation and periodic reporting

Кого мы ищем

Tide is seeking an experienced Treasury Analyst. The ideal candidate will have:

• Minimum of 1-2 years of experience with Treasury liquidity and capital management.
• Prior experience in financial services – preferably in technology-driven & scale-up environments preferred
• At least an intermediate to advanced modelling skills, and willingness to upskill the modelling skills in Tide
• Strong accounting knowledge, cash-flow forecasting and flow of funds
• Self-starter, independent and extreme ownership mentality
• Experience utilizing BI reporting tools (Looker/Power BI/Tableau etc) is desirable
• Experience working within a dynamic and strong paced environment
• Excellent communication and stakeholder management skills

WHAT YOU’LL GET IN RETURN

• Competitive Compensation - competitive salary and share options
• Time Off – Generous annual leave on top of bank holidays.
• Parental Leave – Paid maternity, paternity, and adoption leave to support your family journey.
• Sabbatical – Extended unpaid and paid leave options after completing milestone years with Tide.
• Health Insurance – Private family insurance with additional OPD coverage and top-up options.
• Life & Accident Cover – Comprehensive accidental and life insurance protection.
• Mental Wellbeing – Access to therapy sessions, courses, meditations, and workshops.
• Volunteering & Development Days – Paid days annually for volunteering or personal growth.
• Learning & Development – Annual budget for books, courses, coaching, and more.
• WOO (Work Outside the Office) – Work from abroad for up to 90 days annually.
• Home Office Setup – Contribution towards setting up your home office Laptop Ownership – Keep your old laptop and get a new one when it’s time for a replacement.
• Snacks & Meals – Office perks with snacks, coffee, tea, and lunch (location dependent).

TIDEAN WAYS OF WORKING

At Tide, we champion a flexible workplace model that supports both in-person and remote work to cater to the specific needs of our different teams.

While remote work is supported, we believe in the power of face-to-face interactions to foster team spirit and collaboration. Our offices are designed as hubs for innovation and team-building, where we encourage regular in-person gatherings to foster a strong sense of community.

TIDE IS A PLACE FOR EVERYONE…

Текст вакансии длинный, здесь показана его часть. Полностью — на сайте студии.