Product Manager (Global Accounts)

Thunes · Лондон, Британия · опубликовано 31 августа

Продакт

О Thunes

Thunes is the Smart Superhighway to move money around the world. Thunes’ proprietary Direct Global Network allows Members to make payments in real-time in over 130 countries and more than 80 currencies.

Thunes’ network connects directly to over 7 billion mobile wallets and bank accounts worldwide, as well as 15 billion cards via more than 320 different payment methods, such as GCash, M-Pesa, Airtel, MTN, Orange, JazzCash, Easypaisa, AliPay, WeChat Pay and many more.

Thunes’ Direct Global Network differentiates itself through its worldwide reach, in-house SmartX Treasury System and Fortress Compliance Platform, ensuring Members of the network receive unrivaled speed, control, visibility, protection and cost efficiencies when making real-time payments, globally.

Members of Thunes’ Direct Global Network include gig economy giants like Uber and Deliveroo, super-apps like Grab and WeChat, MTOs, fintechs, PSPs and banks.

Headquartered in Singapore, Thunes has offices in 14 locations, including Abidjan, Barcelona, Beijing, Dubai, Hong Kong, Johannesburg, London, Manila, Nairobi, Paris, Riyadh, San Francisco and Shanghai.

For more information, visit: https://www.thunes.com/

Context of the Role

The Product Manager for Global Accounts and Payment Rails will be responsible for defining and driving the product strategy, roadmap, and execution for Thunes' global collections and settlement capabilities to accelarate our Business Payments. This role is critical in enabling next-generation financial institutions (Banks, Wallets, Fintechs), and global Merchants to easily facilitate global payments through multi-currency Virtual Account (VA) and local payment rail integrations.

You will be an end-to-end owner, taking full responsibility from ideation and market validation through to technical requirements, go-to-market, and continuous performance feedback. Success in this role requires a deep understanding of the global payments landscape, including regulatory requirements, clearing and settlement mechanisms, and the technical complexities of connecting to diverse national payment schemes. You will champion your product both internally and externally.

Key Focus Areas

Global Accounts: Building and enhancing multi-currency account capabilities (VIBAN, unique identifiers) for collections, in-country payouts, and holding balances.
Payment Rails Integration: Driving the integration with and participation in national payment schemes (e.g., SEPA, Faster Payments System (FPS), ACH, Direct Debit globally) to facilitate seamless, fast, and cost-effective local collections and settlements.
Business Payments Acceleration: Optimizing the entire cross-border B2B payments lifecycle to reduce friction, increase speed, and enhance transparency for Thunes' corporate clients.

Обязанности

1. Product Strategy and Vision for Global Accounts & Rails

Define and own the strategic vision and roadmap for Thunes' Global Accounts and local payment rail integration products, ensuring alignment with Thunes’ overall growth strategy.
Conduct in-depth market research, competitive analysis, and customer interviews to identify new opportunities for collections and settlements products that meet the evolving needs of Fintechs, Banks, and Merchants.
Develop clear product documentation, including feature requirements, user stories, use cases, and acceptance criteria for the engineering teams.

2. Driving Payment Rail Execution and Integration

Lead the product implementation lifecycle for integration with new global and domestic payment schemes (Direct and Indirect participation models).
Deeply understand the technical and operational requirements of schemes like SEPA, FPS, BACS, FedNow, UPI, PIX, etc., and translate them into product features and integration specifications.
Ensure that Virtual Account and payment rail products meet all necessary compliance, regulatory, and reconciliation standards for cross-border money movement and safeguarding.

3. Accelerating Business Payments

Benchmark and accelerate the time-to-settlement across key payment corridors, focusing on minimizing intermediary bank involvement and leveraging real-time payment systems where available.
Drive product features that enhance traceability, transparency, and enriched remittance data for business payments, improving reconciliation and operational efficiency for customers.
Develop solutions for flexible payment initiation and bulk processing tailored to high-volume B2X use cases such as supplier payments, payroll, and marketplace collections and settlements.

4. Stakeholder Collaboration and Leadership

Serve as the primary product expert, working closely with Network, Treasury, Finance, Compliance, and Legal teams to ensure operational readiness, liquidity management, and regulatory adherence.
Collaborate with Engineering and Architecture teams to define scalable, modular, and robust technical solutions for the global accounts platform.
Support Business Development and Sales teams with product collateral, training, and deep technical expertise for key customer engagements.